Pet insurance can assist you in covering the costs required if your furry buddy becomes ill or has an accident. Maintaining a pet can be an expensive affair, from costly tick treatments to costly immunizations and frequent grooming.
Acquiring pet insurance is indeed the optimal way to ensure your pet’s well-being, and it safeguards against potential costs that may arise if your pet becomes ill. Let’s look at some of the greatest pet insurance options available in this article.
Pet Insurance Policies That Work
Here are some of the top dog insurance options available:
Insurance for your pets
- Dog Insurance Policy from New India Assurance
2. Dog Insurance Oriental Insurance
3. Pet Dog Insurance Policy from Bajaj Allianz
Features and Advantages of Pet insurance
Pet insurance has several advantages. Let’s look at some notable examples-
Financial Security
Having pet insurance is the greatest way to cover the exorbitant fees that may arise if your pet becomes unwell or requires emergency medical attention.
Unforeseen Mishaps Protection
Your pet may be involved in an unexpected accident. In such cases, a pet health insurance coverage might provide protection. It might keep you from burning a hole in your pocket.
Exclusive Advantages
Numerous pet insurance providers offer owners specific perks, aiding in situations where pets cause damage to third parties or their belongings. Furthermore, these plans can prove highly beneficial even in cases of a lost or stolen pet.
A Brief Overview of the Best Pet Insurance Policies
Here is a list of some of the top pet insurance for dogs available in India:
1) Dog Insurance Policy from New India Assurance
a. Dogs are covered against accidental death or disease.
b. Entry The permissible age range is 8 weeks to 8 years.
c. The maximum annual coverage available is Rs 50,000.
d. This strategy covers dogs of indigenous ancestry, cross-bred dogs, and foreign breeds.
e. The base premium is 5% of the insured amount.
f. As a co-payment, the insured must pay 20% of the claim amount.
2) Oriental Insurance Dog Insurance
a. The entry age range is 8 weeks to 8 years.
b. Maximum Annual Coverage of Rs 50,000
c. It includes death caused by any sickness or accident.
d. It provides coverage for vaccinations and tick treatments.
e. It excludes any type of partial or permanent handicap, rabies, canine distemper, and leptospirosis.
3) Dog Health Insurance from Future Generali India
a. The maximum annual coverage is determined on the breed and size of the dog.
b. The entry age range is 6 months to 10 years.
c. It covers terminal disease, surgery and treatment costs, pre- and post-hospitalization charges, death and burial fees, and so on.
d. It provides optional extras such as doctor on call, third-party liability, lost and stolen coverage, and so on.
4) Pet Dog Insurance Policy by Bajaj Allianz
a. Annual coverage maximum Up to Rs 50,000 in entry fees
b. The plan’s starting price is Rs 315.
c. Medical examinations for companion dogs are not required, even at older ages.
d. A 10% co-pay is required for each claim. It covers pet vaccinations.
e. The policy is valid for a maximum of six months.
f. This plan covers dogs of indigenous ancestry, cross-breeds, and foreign breeds.
g. It covers hospitalization, death benefit, surgical charges, terminal diseases, Third Party Liability, theft, loss, wandering, and other things.
Exclusions and inclusions in pet insurance
Check the inclusions and exclusions before purchasing the best puppy insurance-
Inclusions
Hospitalization Insurance
OPD Protection
Dogs that have been misplaced or stolen
Surgery costs cover deaths caused by diseases or accidents.
Rejections
Surgeries for abnormalities Surgeries for fixing Surgeries for gestation
Non-injury dress/ optional surgery
Dental surgery that wasn’t the result of an incident or an accident
Surgeries that aren’t needed as a result of an accident or sickness
In Conclusion
Just like you need a health insurance, your four legged friend also needs one. Most of the medical expenses of the pets can be covered by these insurances. This will help in cost cutting on unwanted and unexpected expenses.
As a result, whether you have a pet or intend to obtain one, don’t pass up on inexpensive pet insurance. Sort out various pet insurances, compare and contrast between their prices, advantages and disadvantages and select the most affordable and the one which best suits your wants.